Narrated Anas Ibn Malik (RA): The Messenger of Allah (ﷺ), used to say:
اَللَّهُمَّ إِنِّي أَعُوْذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْهَرَمِ، وَالْبُخْلِ وَأَعُوْذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَمِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ
اَللّٰهُمَّ اِنِّىْ اَعُوْذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَالْجُبْنِ وَالْهَرَمِ، وَالْبُخْلِ وَاَعُوْذُ بِكَ مِنْ عَذَابِ الْقَبْرِ وَمِنْ فِتْنَةِ الْمَحْيَا وَالْمَمَاتِ
Allaahumma inni A‛oodhu bika minal-'ajzi, wal-kasali, wal-jubni, wal-harami, wal-bukhli, wa A‛oodhu bika min 'adhaabil-qabr, wa min fitnatil-mahyaa wal-mamaat
O Allah, I seek refuge in Thee from incapacity, from indolence, from cowardice, from senility, from miserliness, and I seek refuge in Thee from the torment of the grave and from trial of the life and death.